The Most Popular Credit Union In Every State

What’s more American than apple pie? The answer might just be: the credit union.

While the honor of the first credit union goes to Germany, the U.S. is now undoubtedly the home to the largest collection of credit union members worldwide, with over 117 million of the world’s 260 million.

The number of nation-wide credit union members has been growing steadily for decades, but accelerated in the wake of the Great Financial Crisis of 2008, possibly signalling that consumer trust in traditional banks is waning.

Indeed, one study from 2014 showed that Americans are twice as likely to find a credit union trustworthy as compared to a big, national bank.

What are some differences between credit unions and banks?

One major way that credit unions differ from traditional banks is by being member-owned and not-for-profit. Since a union doesn’t have to maximize earnings for shareholders like a traditional bank, they can often pay a higher interest rate on deposits.

Even within the U.S., credit unions range from small, local unions with fewer than 100 members, to large, multi-state organizations with millions of members. Despite the range in members, this may not translate to the number physical locations available to consumers: big banks typically have more branches than credit unions, many of which are regional.

Our Methodology

To find the largest credit union in each state, we analyzed the quarterly dataset released by the National Credit Union Administration. There’s a number of data-points in the report that could be used to rank the unions–total deposits, the number of branches, the number of credit union members, and so on. We decided to use the last of these, the number of credit union members, and then aggregated the data by state.

Below, you can find the largest credit union in your state, either on the map or in the interactive table.

Name	State	Number of Members	Number of Branches
Navy Federal Credit Union	Virginia	8,446,032	336
State Employees’	North Carolina	2,403,404	266
Boeing Employees	Washington	1,183,429	57
The Golden 1	California	1,021,799	73
America First	Utah	1,021,231	128
Suncoast	Florida	826,311	68
Randolph-Brooks	Texas	823,790	62
Digital	Massachusetts	820,869	23
Alaska Usa	Alaska	668,735	74
Municipal	New York	588,059	22
Pennsylvania State Employees	Pennsylvania	455,685	25
Alliant	Illinois	452,560	2
Redstone	Alabama	437,238	33
Delta Community	Georgia	394,335	29
Wright-Patt Credit Union, Inc.	Ohio	386,390	32
Tinker	Oklahoma	386,276	32
Onpoint Community	Oregon	367,166	31
Lake Michigan	Michigan	356,210	52
Idaho Central	Idaho	355,950	36
Connexus	Wisconsin	347,680	11
Ent	Colorado	347,312	34
Desert Financial	Arizona	336,544	45
First Community	Missouri	323,632	37
Teachers	Indiana	300,361	54
Service	New Hampshire	277,753	51
Wings Financial	Minnesota	268,731	28
State Employees Cu Of Maryland, Inc	Maryland	260,786	22
CommunityAmerica	Kansas	243,395	33
Keesler	Mississippi	233,868	32
Veridian	Iowa	229,588	31
Eastman	Tennessee	228,017	29
Founders	South Carolina	219,484	31
Nusenda	New Mexico	202,533	19
Affinity	New Jersey	172,847	22
American Eagle Financial	Connecticut	146,064	18
Barksdale	Louisiana	131,139	25
HawaiiUSA	Hawaii	127,458	15
Pawtucket	Rhode Island	118,725	16
Arkansas	Arkansas	106,680	15
Commonwealth	Kentucky	104,553	15
Centris	Nebraska	103,044	11
New England	Vermont	89,716	9
Blue	Wyoming	84,123	14
One Nevada Credit Union	Nevada	75,937	14
Black Hills	South Dakota	67,359	16
Del-One	Delaware	67,197	12
Whitefish Credit Union Association	Montana	56,040	7
First Community	North Dakota	43,895	28
Fairmont	West Virginia	40,963	9
Town & Country	Maine	39,059	6

 

Data Source: National Credit Union Administration.

Like a credit union, Betterment’s customer centric approach is designed to help you maximize your cash.

Betterment acts as a fiduciary, meaning that we are legally required to act in your financial best interests.

Additionally, Betterment’s investment platform charges based on assets under management, meaning that our products are aligned with our customers’ needs–we do well when our customers’ assets grow.

Betterment also offers other unique cash-management features to help you reach your financial goals. Our cash-analysis tool analyzes your spending pattern in your linked checking account to predict how much cash you will need for the next few weeks.

Our two-way sweep feature will even automate the money-movement process, ensuring that you have cash back in your checking account when you need it.